How do I rebuild my credit?

Posted by John A. HixsonJan 23, 20170 Comments

To get back to good credit, you need to get a credit card, a $1000 CD, and/or use one of our Faith-based credit repair associates. 1) Make a list of, at most, 10 local banks and then call each one, tell them that you have filed bankruptcy, received your discharge and would like to apply for ...

What if you have a lien against you?

Posted by John A. HixsonJan 23, 20170 Comments

Although you are not personally liably for discharged debts, a valid lien (i.e., a charge upon specific property to secure payment of a debt) that has not been avoided (i.e., made unenforceable) in the bankruptcy case will remain after the bankruptcy case. Therefore, a secured creditor may enforc...

What cannot be discharged in bankruptcy?

Posted by John A. HixsonJan 23, 20170 Comments

Not all debts are discharged. The debts discharged vary under each chapter of the Bankruptcy Code. Section 523(a) of the Code specifically excepts various categories of debts from the discharge granted. Therefore, you must still repay those debts after bankruptcy. Congress has determined that the...

Does a bankruptcy discharge eliminate all debts?

Posted by John A. HixsonJan 23, 20170 Comments

It depends on which type of bankruptcy is filed. Under Chapter 13, the only debts discharged are those included in the repayment plan. Additional exceptions may apply, depending on the case. Under Chapter 7, although most debts are discharged, there are still exceptions: Most student...

What does discharge mean?

Posted by John A. HixsonJan 23, 20170 Comments

Your bankruptcy discharge is the light at the end of the tunnel when you file for bankruptcy. A bankruptcy discharge : 1) releases you from personal liability for certain specified types of debts. In other words, you are no longer legally required to pay any debts that are discharged. T...

Making It Through An Inheritance Dispute in Arlington

Posted by John A. HixsonMar 04, 20160 Comments

Earnest was very close to his grandmother. While he was in high school, he used to spend many of his afternoons going over to her house and share tea and some stories with her. His memories of her from his early childhood are fond, but a bit vague when compared to those many special moments he sh...

When You Need a Probate Attorney in Arlington

Posted by John A. HixsonFeb 19, 20160 Comments

There comes a time in life when we must all face our demise. It is an unfortunate, yet certain aspect of our reality. Many times before you reach the end of your life cycle, you will have to cope with the untimely and sad loss of many people you know, including family. Many times, when a family l...

Setting Up an Affidavit of Heirship in Arlington

Posted by John A. HixsonJan 29, 20160 Comments

Have you already protected your family from instability? By that, we mean: Have you drafted your will yet? It is understandably not something that is at the top of everyone's to-do list. How often do we want to think about our own mortality and what will happen once we are gone? Not often, ...

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