How to Stop Wage Garnishment

Posted by John A. HixsonApr 06, 20200 Comments

Wage garnishment occurs when a court orders a defendant to pay a specific amount from their income to satisfy their debts. There are many different types of wage garnishment, but all result from Chapter 13 bankruptcy, where someone is put on a specific payment plan until the debt is satisfied acc...

File Chapter 13 Bankruptcy in Texas

Posted by John A. HixsonFeb 03, 20200 Comments

Chapter 13 bankruptcy is a common bankruptcy type that allows those who file to keep all of the property they own. Liquidation of assets doesn't occur in Chapter 13 bankruptcy like it does in Chapter 7. At the Hixson Law Firm, our team of bankruptcy attorneys can help you navigate the Chapter 13 ...

Declaring Personal Bankruptcy in Texas

Posted by John A. HixsonJan 13, 20200 Comments

Bankruptcy law in Texas protects consumers from being financially ruined and losing their home, car, and other possessions. After filing bankruptcy, the automatic stay protects the debtor from collection. Bankruptcy, then, offers Americans, such as you, a second chance at recovering from overwhel...

Understanding Chapter 7 Bankruptcy

Posted by John A. HixsonDec 02, 20190 Comments

Chapter 7 bankruptcy is a common type in the state of Texas. This bankruptcy type can be declared by an individual or a business, allowing them to pay back debts to debtors. If a bankruptcy application is accepted in Texas, then the legal status is given as a court order. This helps the individua...

What to look for in a top bankruptcy law firm

Posted by John A. HixsonFeb 15, 20180 Comments

There is no shortage of attorneys and law firms who can offer to assist you with the processes and details of filing bankruptcy. With so many choices, you need to set certain criteria to help you narrow your choices down before making a final decision. Here are some suggestions to get you started...

How to stop the repossession of your car

Posted by John A. HixsonFeb 08, 20180 Comments

If you fall behind on the payments for your car, the lender has the right to repossess your vehicle. Worse yet, the lender can also go after you for any loan deficiency, meaning that you'll be stuck without a vehicle and could be facing an additional debt of hundreds or thousands of dollars. ...

If you’re thinking of declaring personal bankruptcy

Posted by John A. HixsonFeb 01, 20180 Comments

Declaring personal bankruptcy is one of the biggest decisions you may ever make in your personal financial life, so it makes sense to consider all of the issues and factors that you'll be facing if you decide to move forward. Here are some things to think about before you make a final determinati...

How to stop foreclosure on your home

Posted by John A. HixsonJan 18, 20180 Comments

Nobody enters into the purchase of a home expecting that they will have trouble meeting their mortgage obligations. However, sometimes life overtakes us with a series of unfortunate events, whether it's a job loss, illness, divorce or any other number of incidents that undermine our financial sec...

The basics of filing a Chapter 13 Bankruptcy

Posted by John A. HixsonJan 11, 20180 Comments

The two most common forms of bankruptcy are Chapter 7 and a Chapter 13 bankruptcy. Depending on your financial circumstances, income, assets and other related issues, you may only qualify for Chapter 13 and not Chapter 7. Chapter 7 is reserved for people with few assets and little or no income. I...

How to stop wage garnishment 2018

Posted by John A. HixsonJan 04, 20180 Comments

In an effort to collect debts from you, some creditors may go to court to get a money judgment. This means the creditor sues you in court and wins the case or wins a default judgment which happens if you do not respond to the lawsuit. After winning a judgment, the creditor will send documen...

Different ways to achieve debt relief

Posted by John A. HixsonDec 28, 20170 Comments

The bills keep piling up. Money going out is exceeding money coming in and you are in financial trouble, perhaps for the first time in your life. You should not become paralyzed by your situation, which will only make matters worse. But what should you do? The good news is, you do have options. ...

The pros and cons of filing Chapter 7 bankruptcy

Posted by John A. HixsonDec 21, 20170 Comments

Whether we face the reality of a financial crisis or not, sometimes there's no easy way out. Events can conspire to overwhelm you, and in the end, the only option you may have left is to file bankruptcy. Most bankruptcies in the United States are either Chapter 7 or Chapter 13 and deciding which ...

The benefits of a good business law attorney

Posted by John A. HixsonDec 14, 20170 Comments

Chances are, if you are a business owner, sooner or later, you are going to need the services of a good business law attorney. They can be a key member of your executive team if you run a large multi-million dollar company, or they can be a trusted advisor whom you turn to time to time as needed ...

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